Volunteer Accident Insurance

Keeping volunteers safe in your community.

Volunteers are a vital part of our community. At the Municipal Insurance Association of British Columbia, we feel that volunteers should not have to put themselves at risk while volunteering. Volunteers registered with our local government members can be covered as an insured under the member community’s liability insurance policy.

Illustration of people picking up trash in the park

If the volunteer is named in a lawsuit because of something that they allegedly did or failed to do while carrying out their volunteer duties, we will defend the volunteer up to a limit of $40 million.
Our Volunteer Accident Benefit Coverage Program provides first party accident coverage to local government volunteers, should they be injured while delivering services to the community. Coverage under this plan is limited to those under age 90. Volunteer Firefighters are excluded from this coverage.

Coverage We Provide

Type of Insurance	Coverage Details
Third Party Liability Insurance	$40,000,000 limit
Accidental Death	$50,000
Loss of Use Benefits	Up to $50,000 depending on the nature of the disabling accident. Permanent total disability benefit limited to volunteers under age 65.
Weekly Accident Indemnity Benefits	Employed persons: $300 per week for 52 weeks for total disability; $150 per week for 26 weeks for partial disability.
Accidental Dental and Medical Reimbursement	Compensation for hospital costs, ambulance costs and other expenses not covered by B.C. Medicare to a maximum of $5,000. Limited to volunteers under age 65.

Alerts

Keeping volunteers safe in your community.

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